Complete guide to studying in Croatia
Everything you need to know about becoming an international student in Croatia
Five top reasons to study in Croatia
- Affordable education and living costs: Tuition fees are lower than in many Western European countries, and day-to-day expenses are relatively budget-friendly.
- EU-recognised qualifications: As part of the Bologna Process, Croatian degrees use ECTS credits, making them easily recognised and transferable across Europe.
- Beautiful and diverse locations: From historic inland cities to stunning Adriatic coastal towns, students can choose a study environment that suits their lifestyle.
- Welcoming and safe environment: Croatia offers a peaceful, friendly atmosphere with low crime rates and a multicultural student community.
- Rich culture and lifestyle: A unique blend of Mediterranean and Central European influences means students can enjoy vibrant traditions, festivals, outdoor activities and diverse cuisine.
A quick introduction to Croatia
Located in Southeast Europe, Croatia sits along the Adriatic Sea and shares land borders with Slovenia, Hungary, Serbia, Bosnia and Herzegovina and Montenegro, with Italy just across the Adriatic.
Croatia is a member of the European Union (EU), meaning that students from other EU countries can study in Croatia under the same conditions as domestic students.
The country is also a participant in the Bologna Process, using the European Credit Transfer and Accumulation System (ECTS), which ensures that studies completed in Croatia are recognised and easily transferable throughout Europe.
Croatia is becoming an increasingly popular destination for international students, with universities attracting students from across Europe and beyond. Many come from neighbouring countries such as Bosnia and Herzegovina, Slovenia and Serbia, as well as from further afield, including the UK, Germany and the United States.
International students in Croatia benefit from a welcoming environment, relatively low tuition fees and a high quality of life, with the added bonus of studying in a country known for its historic cities, beautiful coastline and Mediterranean climate.
Croatia’s higher education system
The university calendar year in Croatia generally begins in October and ends in June, with the year divided into two semesters.
The first semester runs from October to late January, followed by an examination period, while the second semester runs from late February to June, also ending with exams.
Croatia follows the Bologna three-cycle system, in line with other European nations, which works as follows:
- Undergraduate (Bachelor’s degree): Typically takes between 3-4 years to complete.
- Graduate (Master’s degree): Usually takes 1-2 years to complete, depending on the field of study.
- Postgraduate (Doctorate): Normally requires at least 3 years of research and study after completing a master’s degree.
Universities
Croatia has a mix of public and private higher education institutions.
Public universities
Public universities are funded by the government and are located in cities such as Zagreb, Split, Rijeka and Osijek.
The University of Zagreb, founded in 1669, is the largest and oldest university in the country.
Public universities offer a wide range of degree programmes in most academic disciplines at bachelor, master and doctorate levels and welcome international students.
Private universities
Several private universities and higher education institutions operate in Croatia, often with a focus on specialised subjects such as business, management, or applied sciences. Tuition fees at private institutions are typically higher than at public universities.
Polytechnics and colleges
Alongside universities, Croatia also has polytechnics and colleges that provide professional studies focused on practical skills and applied sciences. These institutions generally offer shorter study programmes and strong links to specific industries.
Art academies and specialised schools
Croatia also has art academies and specialised schools dedicated to disciplines such as fine arts, music and theatre, particularly within major universities. These provide focused education for students with creative and artistic interests.
University rankings
One of the benefits of studying in Croatia is the opportunity to attend universities that are well regarded in their region and increasingly recognised in global rankings.
University rankings can help you compare institutions you are interested in by considering factors that matter to your experience as an international student, such as the quality of teaching, research output and the employability of graduates.
Our table below shows the top universities in Croatia according to 3 well known university ranking systems:
| University | Times Higher Education World University Ranking | Best Global Universities | QS World University Ranking |
| University of Split | 1,201-1,500 | 951 | 1,201-1,400 |
| University of Zagreb | 1,201-1,500 | 562 | 701-770 |
| University of Rijeka | 1,501+ | 1,414 | 1,201-1,400 |
| University of JJ Strossmayer Osijek | 1,759 |
Climate
Croatia’s climate varies quite a bit depending on where you are in the country, so your experience will depend on whether you live along the Adriatic coast or further inland.
The coastal areas enjoy a warm Mediterranean climate, with long, sunny summers and mild, damp winters, while the inland regions have a more continental climate, with hotter summers, colder winters and more pronounced seasonal changes.
If you are arriving from a cooler climate, the summer heat in Croatia’s coastal cities like Split or Dubrovnik might come as a surprise, with July and August temperatures regularly reaching 30 degrees Celsius (86 degrees Fahrenheit) or more. Inland cities such as Zagreb can also get very warm in summer, but winters here are noticeably colder, with the possibility of snow.
Locals along the coast often make the most of the clement weather, spending summer evenings outdoors enjoying a gentle sea breeze known as the maestral, while those inland are more accustomed to the changing seasons and colder winters.
In both areas, people are used to adapting to the weather and will happily enjoy the outdoors in almost any condition.
If you like experiencing distinct seasons, you’ll find them inland, where spring and autumn are particularly pleasant. Along the coast, however, the seasons are more subtle, and winter feels more like an extended mild, wet spell rather than the cold, snowy months you might be used to elsewhere in Europe.
Lifestyle and welfare
Healthcare
Croatia offers a good standard of healthcare, with universal coverage for all citizens through its public health insurance system. The quality of care is generally high, especially in larger cities such as Zagreb, Split and Rijeka, where facilities are modern and well-staffed.
As an international student, your healthcare arrangements will depend on your nationality and personal circumstances. If you are from an EU or EEA country, your European Health Insurance Card (EHIC) will cover necessary medical treatment during your studies.
Students from outside the EU will usually need to take out private health insurance before arriving in Croatia, although you may also be able to register for the Croatian state health system by paying a monthly contribution.
The cost of basic public health insurance for students is relatively affordable compared to many Western European countries and covers visits to doctors, hospitals and most essential treatments.
Leisure
Croatia offers a lifestyle that blends stunning natural beauty with a rich cultural heritage.
If you are studying along the Adriatic coast, you will have easy access to some of Europe’s most beautiful beaches, where swimming, sailing and kayaking are popular activities throughout the summer.
Inland, the country boasts breathtaking national parks such as Plitvice Lakes and Krka, both known for their waterfalls and hiking trails.
Historic towns like Dubrovnik, Split and Zadar are full of charm, with cobbled streets, Roman ruins and lively waterfronts. Cultural festivals, open-air concerts and local food markets are regular events, giving you plenty of opportunities to experience Croatian traditions.
Croatians are generally warm, hospitable and proud of their culture. Social life often revolves around family gatherings, outdoor cafés and enjoying the coastline or countryside.
Transportation
Getting around in Croatia is straightforward, with a reliable network of buses connecting most towns and cities. Trains operate mainly between larger inland destinations, while ferries are an essential link to the many islands off the coast.
Public transport tickets are reasonably priced and student discounts are widely available. In larger cities, such as Zagreb and Split, local buses and trams make it easy to get to your classes and explore.
Cycling is also becoming increasingly popular, especially in flatter coastal towns.
Food
Croatian cuisine is diverse and influenced by both Mediterranean and Central European traditions. Along the coast, you can expect plenty of fresh seafood, olive oil and dishes such as black risotto (crni rižot) and grilled fish.
Inland regions offer heartier food, with stews, roasted meats and fresh-baked bread.
International supermarkets and markets mean you can find familiar food items, but trying local specialties is part of the fun. Some favourites include:
- Ćevapi – Grilled minced meat sausages, often served with flatbread and onions.
- Burek – A flaky pastry filled with meat, cheese, or spinach.
- Sarma – Cabbage rolls stuffed with minced meat and rice.
- Peka – A slow-cooked meat and vegetable dish prepared under a metal dome.
- Fritule – Small doughnut-like pastries, often served during holidays.
Safety
Croatia is considered a safe country for international students, with low crime rates and a generally peaceful atmosphere. Petty crime, such as pickpocketing, is rare but can occur in busy tourist areas during the summer months, so it is wise to take the usual precautions.
The local population is welcoming to visitors and many Croatians, especially younger people, speak English. The country also ranks well in global safety and peace indexes, making it an attractive and secure place to study abroad.
University cities
Croatia offers a mix of historic charm, stunning natural landscapes and a welcoming atmosphere for students. With universities located in vibrant cities and coastal towns, you can enjoy both quality education and a rich cultural experience. Here are some of our top recommendations to consider:
Zagreb
Zagreb, the capital and largest city of Croatia, is the country’s main hub for education, culture and business. Its blend of Austro-Hungarian architecture, lively cafés and cultural events make it an appealing choice for international students.
The city has excellent public transport, affordable living costs compared to many Western European capitals and a wide range of leisure activities from museums and art galleries to nearby hiking trails. Winters can be cold and snowy, while summers are warm and sunny.
Major universities in Zagreb include the University of Zagreb, the largest and oldest university in the country, as well as Zagreb School of Economics and Management and the Catholic University of Croatia.
Split
Located on Croatia’s beautiful Dalmatian coast, Split combines stunning seaside scenery with a lively urban atmosphere. Known for the UNESCO-listed Diocletian’s Palace at its heart, the city offers a unique mix of history, culture and Mediterranean lifestyle.
Students in Split enjoy a more relaxed pace of life compared to the capital, with easy access to beaches, islands and national parks. The city has a warm climate, with long, sunny summers and mild winters.
The main institution here is the University of Split, which has faculties spread across the city and offers programmes in a range of fields including engineering, economics, medicine and the arts.
Rijeka
Rijeka is Croatia’s principal port city, located in the north on the Adriatic coast. It has a strong maritime history and a growing cultural scene, having been named the European Capital of Culture in 2020.
The city’s location makes it a great base for exploring both the coast and inland areas, with mountains, islands and beaches all within easy reach. Living costs here are generally lower than in Zagreb or Split.
The University of Rijeka is the city’s main higher education institution, offering a wide range of programmes, and the city has a vibrant student community.
Osijek
Situated in the eastern region of Slavonia, Osijek offers a different experience from Croatia’s coastal cities. It is a smaller, quieter city with a friendly atmosphere, known for its Baroque architecture, green spaces and riverside promenades.
Living costs in Osijek are among the lowest in Croatia, making it an appealing choice for budget-conscious students. The slower pace of life allows more time to integrate into the local community and explore the surrounding countryside.
The University of Osijek (Josip Juraj Strossmayer University) is the city’s main institution, with faculties including humanities, engineering, agriculture and medicine.
Zadar
Zadar, located on the central Adriatic coast, is a historic city with Roman, Venetian and modern influences. Famous for its sunsets, waterfront art installations and lively summer events, Zadar offers students a balance of cultural heritage and seaside living.
The city is smaller than Split or Rijeka, giving it a more intimate feel, but still has good transport links and plenty to see and do. The University of Zadar is one of the oldest in Europe, dating back to the 14th century, and offers a variety of study programmes.
Student visas
If you are a student moving to Croatia from EU/EEA countries or Switzerland, you do not require a student visa, but you must register your temporary stay if your stay exceeds three months.
This is done at the local police administration or station, where you’ll need to submit proof of enrollment, sufficient funds, and health insurance.
If you are an international student from outside the EU/EEA or Switzerland, you are required to apply for a temporary residence permit for the purpose of study.
This application is generally submitted before arrival at a Croatian diplomatic mission or consular office abroad. Once approved, you’ll receive a biometric residence permit and must register your local temporary address with the police within three days of entering Croatia.
Costs of studying in Croatia
Tuition fees
Tuition fees for international students in Croatia are generally lower than those in countries such as the USA, UK or Australia, making it an affordable European study destination. Fees vary by institution, study level and subject area.
As a guide, bachelor’s programmes at public universities typically cost between €1,000 and €6,000 per year, while master’s programmes can range from €1,500 to €8,000 per year.
Programmes in medicine and related fields are usually at the higher end of the scale.
Living costs
To be accepted as an international student in Croatia, you must demonstrate that you have sufficient funds to cover your living expenses during your stay.
While there is no single fixed amount set for all students, the Ministry of the Interior suggests budgeting at least €400–€700 per month for living costs, depending on your location and lifestyle.
Living costs are generally lower than in Western Europe, with cities like Zagreb and Split being more expensive than smaller towns such as Osijek or Zadar.
Accommodation in university dormitories can be much cheaper than private rentals, with monthly dorm fees starting from around €100.
Scholarships
There are several opportunities for scholarships and financial aid for international students in Croatia, including:
- Croatian Government Scholarships for Foreigners – Offered through the Ministry of Science and Education for students from specific partner countries.
- CEEPUS Scholarships – For students from Central and Eastern European countries participating in the CEEPUS academic exchange programme.
- Institution scholarships – Many universities, such as the University of Zagreb and University of Split, offer merit-based or need-based financial aid for international students.
For official information on tuition fees and funding, visit the Ministry of Science and Education of Croatia.
How do I apply?
To apply to an undergraduate (Bachelor’s) programme in Croatian universities as an international student, you’ll usually use the central online application system called Postani student! (via the Central Application Office managed by the Croatian Agency for Science and Higher Education).
Through this portal you can register and select up to 10 degree programmes across Croatian institutions. More information can be found at the official Study in Croatia website.
Undergraduate (Bachelor’s)
- Register on the Postani student! portal and fill out your application, you can select up to 10 programs, ranking them by your order of preference.
- Submit any required documentation, which might include academic transcripts, proof of your identity (passport) and any other required documents. Some countries’ qualifications must be officially recognised; if needed, documents must be sent to the appropriate recognition agency or the Central Application Office.
- State Matura exam: If your country doesn’t have an external evaluation system, you may need to register for and take the Croatian State Matura exam.
- Your application is ranked and admission decisions are issued based on your ranking list. If you’re accepted, you’ll be invited to enroll at your chosen institution. Then you’ll receive a Letter of Acceptance or similar notification.
Graduate (Master’s) and Postgraduate (PhD)
For graduate and postgraduate studies, the process is not centralized. You apply directly to each university, following their specific procedures. You’ll likely need to submit:
- Your completed Bachelor’s diploma and transcripts
- CV and a statement of purpose
- Any letters of recommendation
- Proof of your language proficiency (Croatian or English, depending on the programme)
- Any other institution-specific materials
Once you’re accepted
If your application is successful:
- You’ll receive a Letter of Acceptance or a similar confirmation.
- Next, confirm your place by accepting the offer, possibly by paying a tuition deposit, depending on the institution.
- Apply for a student visa (if required), for non‑EU students, this will be arranged through your home country’s Croatian embassy or consulate.
- Arrange accommodation, health insurance, your travel details etc.
Frequently asked questions
Is it free to study in Croatia?
No. International students are required to pay tuition fees at Croatian universities.
The amount varies depending on the institution and programme, but there are some scholarships available to help cover these costs.
Am I allowed to work while I study?
Yes. International students can work in Croatia, but you will generally need a work permit for jobs outside your university.
Part-time work is the most common option during studies. EU/EEA students have fewer restrictions, while non-EU students should check the specific rules that apply to their visa.
Can I stay in Croatia after I graduate?
There are a few ways you may be able to extend your stay in Croatia after graduation:
- Apply for a temporary residence permit for work if you find employment in Croatia.
- Continue your studies at a higher level and apply for a new student residence permit.
In some cases, you may explore options for permanent residence if you meet the legal requirements.